Our bank accepts the entrustment of the remitter and entrusts an overseas associate bank or agent bank to pay a certain amount of money to the designated payee by the agreed remittance method。Used to meet the needs of international fund transfer settlement。The methods of remittance include telegraphic transfer, mail transfer and draft, and telegraphic transfer and draft are commonly used at present。
Product characteristics
1.Low cost。Compared with letter of credit and collection, remittance is characterized by simple procedures and low cost。
2.Fast speed。The speed of telegraphic transfer is faster, which is conducive to the timely collection of exporters and speed up the turnover of funds。
3.Easy to operate。The operation is simple and easy, and the application range is wide。
Applicable customer
1.Importers have sufficient liquidity, and the main goal at present is to control financial costs rather than to obtain financing facilities。
2.Under trade settlement, exporters accept the terms of cash on delivery, but have higher requirements for payment speed。
3.The importer has a good cooperative relationship with the exporter and has full trust in him and is willing to accept the terms of payment in advance。
4.Information costs, technology costs, trade ancillary costs (including freight premiums) should be used in the way of outbound remittance。
5.The final payment under trade should generally be made by outward remittance。
Submit materials
1.All kinds of outward remittance shall be provided to the bank: outward remittance application form, payment voucher of spot exchange account, RMB check for foreign exchange purchase;
2.The outbound remittance shall comply with the relevant regulations of the State on foreign exchange control, and submit valid documents required by the foreign exchange control regulations, such as relevant foreign exchange approval documents, international balance of payments declaration (if necessary), and import foreign exchange payment verification slip (if necessary).。
Application conditions
1.Approved and registered according to law, with the annual inspection of the legal person's business license or other valid documents to prove the legality and scope of its business;
2.Have a loan card;
3.Have an account opening license and open a settlement account with our bank;
4.With import and export business qualifications;
5.We have a line of credit with us。
Handling process(T/T and M/T are represented by a solid line, while D/T is represented by a dashed line)
1.The remitter shall submit to our bank the Application for Outward Remittance, as well as the payment certificate of the cash account or the RMB cheque for the purchase of foreign exchange。
2.After verification, our bank shall issue a remittance instruction cable (telegraphic transfer) or instruction letter (mail transfer) to an overseas branch or agent bank, or issue a draft (draft) to the remitter。
3.Under telegraphic transfer or mail transfer, the overseas associate bank or agent bank will remit the remittance to the payee according to our instructions。
4.Under draft, the remitter shall deliver the draft to the payee, and the payee shall present the draft to the paying bank indicated on the draft, and the paying bank shall pay the remittance to the payee。
Thousand Nuo cooperative line advantage
1.With a developed clearing network and rich professional experience, the company has taken the lead in launching the "Global Remittance One-day" service and the "Hanhuitong" service for Korean dollar remittance, which can choose the most convenient remittance path for customers。
2.A multi-currency current account has been established with major clearing banks, which can provide customers with remittance services in various freely convertible currencies。
3.Relying on advanced scientific and technological means and good agent bank relations, we can provide tracking services for large remittances to ensure the safe arrival of funds。